Explore the legal terms that apply
This page explains how our legal terms work alongside local rules, payment checks and account use. If a state or territory has a stricter rule, that rule takes priority, and access is available only where local law permits. We may update the wording when content, supplier
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terms or payment routes change, and the version shown on the page is the one that applies from its effective date. For India, the settlement trail may mention UPI, Paytm, PhonePe and Google Pay as context for verification and records, but those names do not change
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the legal position. If you keep using the service after a posted change, you accept the updated wording for future use.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.